Sustainable Home Improvement Loans of Arizona (SHILA)
A 501(C)3

Sustainable Home Improvement Loans of Arizona (SHILA) A 501(C)3 Sustainable Home Improvement Loans of Arizona (SHILA) A 501(C)3 Sustainable Home Improvement Loans of Arizona (SHILA) A 501(C)3
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Sustainable Home Improvement Loans of Arizona (SHILA)
A 501(C)3

Sustainable Home Improvement Loans of Arizona (SHILA) A 501(C)3 Sustainable Home Improvement Loans of Arizona (SHILA) A 501(C)3 Sustainable Home Improvement Loans of Arizona (SHILA) A 501(C)3
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A 501(C)3 non-profit organization

A 501(C)3 non-profit organizationA 501(C)3 non-profit organization

(EMPOWERING HOMEOWNERS FOR A RESILIENT FUTURE)

Sustainable Home Improvement Loans of Arizona (SHILA) is a non-profit enabling affordable financing for energy-efficient home upgrades and disability-related enhancements for low and moderate-income (LMI) homeowners in Arizona. SHILA enhances living conditions, reduces energy costs, and supports environmental well-being

Target Market

SHILA's success model in other states reveals key statistics

  • 51% women
  • 13% US Veterans
  • 40% over the age of 60
  • 72% LMI homeowners

SHILA fosters local collaboration to reach underserved communities across Arizona.

SHILA Offers Tailored Solutions

  • Energy-efficiency loans
    • Insulation
    • Window replacement
    • HVAC upgrades
    • Solar panels
  • Disability-related home modification loans
  • Loan counseling and customized repayment plans.
  • Home energy audit recommendations

Market Analysis

Drawing from National Low Income Housing Coalition (NLIHC) data and Arizona's senior demographics, SHILA predicts approximately 200,000 underserved homeowners. This individuals face barriers to affordable financing for crucial home improvements.


Demand drivers include:

  • Rising energy costs
  • Environmental awareness
  • Government incentives
  • Aging demographics

SHILA's Outreach Approach

SHILA's outreach approach involves:


  • Partnerships with local banks and credit unions.
  • Contractor partnerships.
  • Collaboration with local community groups.
  • Social media presence.

HOMEOwnER BENEFITS

 Peace of mind and energy $ savings

FINANCIAL OVERVIEW

 SHILA forecasts $3 million revenue in its first operational year via grants, donations, and loan repayments.
Financial Overview:

  • Avg. loan size: $15,000
  • Project default rate: <2%

Sustainable Home Improvement Loans of Arizona (SHILA) revolutionizes home improvements financing, empowering low and moderate-income homeowners to foster energy efficiency, elevate living conditions, and contribute to a sustainable Arizona. SHILA's stategic partnerships, innovative marketing, and solid financial model ensure a lasting positive impact throughout Arizona.

Email: info@shilaaz.org

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